All home seekers who currently own their home or who have previously owned a property must complete an owner occupier form along with the housing registration form.
Home seekers who currently own or partly own their own homes may have some equity if they sell the property. Depending on the amount of the equity, some applicants may be able to afford to pay a deposit and rent in advance. This will enable them to rent privately or they may be eligible for the shared ownership scheme.
These households may be given a low priority on the housing register.
Where an applicant is no longer an owner-occupier or has sold or transferred ownership of a property, their financial status within the last five years will be examined before they are assessed under the Loacata scheme. These applicants must provide copies of the completion form from the solicitors along with bank statements from the time the property was sold, up until the present date.
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