Your financial assessment

Following your care needs assessment, we will offer to complete a financial assessment to work out how much of that cost we can cover, and how much your financial contribution will be.

How will the council pay for my care?

You will be given a personal budget (opens new window) to spend if we decide you are eligible for help. The money in your personal budget can be paid to you. This is known as a direct payment.

Direct payments

Direct payments give you more flexibility over how your care and support is arranged and provided.

We will send you payments in the form of a pre-paid card which you can use to pay for services.

More information is available in the direct payment and pre-paid card pack (PDF) [251KB].

There are providers who can support you to manage your direct payment on our approved list of providers (PDF) [149KB].

Deferred payments

Deferred payments are designed to prevent people from having to sell their home in order to meet the cost of their care. If you meet the scheme criteria, we could offer you this option.

To be eligible for deferred payments, you must:

  • be already in a care home, or moving to one soon
  • own a property
  • have less than £23,250 in capital.

A deferred payment agreement is only one option to pay for care. To find out more about all options available, it is best to speak to a financial advisor or seek advice from an independent organisation.

To apply for a deferred payment, complete the  deferred payment application form (PDF) [238KB] and email financial assessment or post to Financial Assessment Team, Hillingdon Council, 4W/09 Civic Centre, High Street, Uxbridge, UB8 1UW.

 If you would like to appoint someone to manage your financial affairs, read the Lasting power of attorney: acting as an attorney information on the government's website.

 If you would like information relating to the role of a Deputy, read the Deputies: make decisions for someone who lacks capacity information on the government's website.

Page last updated: 30 Jan 2024