Home ownership

Helping people to step onto the housing ladder.

Shared ownership

Shared ownership allows you to buy a property that otherwise would not be affordable.

Who is eligible?

The standard requirements for shared ownership are:

  • applicants should have a gross annual household income of no more than £90,000 per annum
  • applicants must be unable to purchase a suitable home to meet their housing needs on the open market
  • applicants will need between 5 to 10% deposit on the value of the share they wish to purchase

Applicants who supplement a low income with welfare benefits (for example, housing benefit) will not meet affordability requirements and are therefore not eligible. Owner occupiers may be considered as a result of a relationship breakdown.

You must be able to obtain a mortgage or have sufficient capital to buy your share. 


Fees are estimated to be approximately £3,000 and should cover legal, survey and valuation fees, stamp duty, mortgage arrangement charges and insurance.

Your monthly expenses includes mortgage repayments, protection cover, buildings and contents insurance, regular utilities, council tax, telephone, television and service charges for flats.

Your home may be at risk if you fail to keep up your mortgage and rent payments.


Priority for properties is given in the following order:

  • social tenants - council and housing association tenants
  • returning MOD personnel
  • those threatened with homelessness
  • those on a high band on the council register - Band A, B and C
  • those that live and work in Hillingdon but are not yet registered
  • those that live in Hillingdon but work elsewhere
  • those that work in Hillingdon but live elsewhere
  • those with no connection to Hillingdon

How do I apply?

We want to make sure that Hillingdon applicants are prioritised for these schemes. We list all available properties as and when they become available.

Shared ownership resales

New builds

You can apply online for these properties:

Apply for shared ownership

or download the shared ownership application form (PDF) [690KB] and email it to lchoteam@hillingdon.gov.uk.

Alternatively, you can search for properties on the Homes for Londoners property portal.

Page last updated: 16 Mar 2021